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Varsha Marne
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    • Our Services
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    • Investment Planning
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  • Game of Life
  • Business Risk Planning
  • Arth Vani
  • Money Compass
    • Crorepati Calculator
  • Free Services
  • eBooks
Varsha Marne
  • Home
  • Premium Solutions
    • Our Services
  • MSME Risk MRI
  • Arth Kundli
  • GoalManthan
  • lnsurance Planning
    • Investment Planning
  • Paiso Ki Pathshala
  • Money School
  • Game of Life
  • Business Risk Planning
  • Arth Vani
  • Money Compass
    • Crorepati Calculator
  • Free Services
  • eBooks
  • More
    • Home
    • Premium Solutions
      • Our Services
    • MSME Risk MRI
    • Arth Kundli
    • GoalManthan
    • lnsurance Planning
      • Investment Planning
    • Paiso Ki Pathshala
    • Money School
    • Game of Life
    • Business Risk Planning
    • Arth Vani
    • Money Compass
      • Crorepati Calculator
    • Free Services
    • eBooks

Book Free Consultation 

Core Philosophy

Your Financial Health Needs a Consultant, Not a Salesperson

Our Methodology

We help families and professionals diagnose financial risks and create structured plans—without confusion or pressure.

Book a free consultation

Why People Feel Confused About Money of Aligning Money and Financial Goals

Too many insurance & investment products.

No one explains what is right or wrong.

Plans bought, but goals still unclear.

The problem is not money. The problem is lack of diagnosis.

The Importance of money management and Goal based financial Planning

Integrating money management with financial planning is essential for achieving long-term success and stability. 

When these two aspects are aligned, individuals can make informed decisions, set achievable goals, and pave the way for a secure and fulfilling future.

“Book a Free Consultation,”

Our Financial Solutions

Insurance Planning

Term Insurance

Health Insurance

Child Education

Wealth Planning

SIP & Mutual Funds

ULIP Plans

Tax Savings Investments

Business Risk Planning

Keyman Insurance

Business Protection

Employer Employee

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Secure Your Future: Life Insurance, Health Insurance, & Smart Investments in One Place! 

Life Insurance Solutions

13+ years of securing dreams. A lifetime of Fikar Free Futures.

Join 200+ customers who trust Dhanvarsha Financial Services to protect their tomorrow, today. 

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Health Insurance Solutions

Please don't leave your health to chance. Get comprehensive health coverage with our trusted Health and Mediclaim Plans

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Wealth Solutions

Wealth funds offer diversified investment options, professional management, and potential wealth growth. They provide flexibility, liquidity, and tax benefits, making investing easy for everyone. Start your journey towards financial success with a well-managed wealth today!

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Money Management + Goal-Based Planning = "Financial Planning."  

अब करो, अपने Personal Finance को perfectly plan

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Meet your Coach

Varsha Marne

Financial Risk Advisor
and Financial Wellness Consultant

I am Varsha Marne, a financial risk advisor having 13+ years of experience in financial risk management for families & business houses. This gives me immense self-satisfaction to help & educate people to manage their finances & achieve their financial goals with risk management. Until now secured 20+ families & managing 63 crores of protection portfolio and 1.5 crores of wealth portfolio. This journey is just a START...

* Education & Certification

@ Bachelor Of Science

@ Certified Insurance Regulatory Development Authority of India (IRDA)

Insurance Advisor

@ Certified with Association of Mutual Funds in India (AMFI Distributor)

@Certified Financial BluePrint Advisor

@ Certified in Business Risk Management

Our Vision 

To build a financially aware society where individuals understand, manage, and transfer financial risks, and the younger generation handles wealth responsibly to achieve true financial freedom.  

Our Mission

"Educating society on the importance of transferring their Financial Risk and enjoying Life with Financial Freedom.

" The purpose of our existence is to create a Financial Ecosystem that is driven by Knowledge, Technology, and Human Touch where the focus is on Educating Investors on managing their Money with advice from a Team of Experts & Professionals. I have met customers who have varied needs and have been able to give them a Solution that best suits their needs. I am also known to support my customers through the entire claim process from start until receiving the claim money. If you would like to buy life, health insurance, motor, Fire & any of the General Insurance products or need advice, please leave a call back request and I will reach you as soon as possible.

Our Values

 Transparency, Honesty & Client-First Approach 

Our Achievements

Testimonials

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Nitin Malhotra, IT Consultant, Pune

⭐⭐⭐⭐⭐


"Mrs. Varsha Marne helped me create a structured financial plan that covers investments, insurance, and long-term goals. Her expertise in financial risk management ensured that my family is well protected. I truly value her transparent and client-focused approach."


Rakesh Bansal, Entrepreneur, Pune

⭐⭐⭐⭐⭐

"Working with Varsha Marne has been a reassuring experience. She carefully analysed my financial situation and recommended mutual funds and insurance solutions aligned with my goals. Her professionalism and regular reviews make her a dependable advisor."

सचिन देशमुख, पुणे

⭐⭐⭐⭐⭐


"वर्षा मारणे मॅडम यांनी माझ्यासाठी आरोग्य आणि जीवन विमा याबाबत योग्य मार्गदर्शन केले. त्यांच्या सल्ल्यामुळे माझं आर्थिक संरक्षण अधिक मजबूत आणि सुरक्षित झालं आहे."

प्रिया कुलकर्णी, गृहिणी, पुणे

   ⭐⭐⭐⭐⭐


गुंतवणूक आणि आर्थिक नियोजनाबाबत वर्षा मारणे मॅडम यांनी दिलेलं मार्गदर्शन खूप उपयुक्त ठरलं. त्यांनी सर्व गोष्टी सोप्या भाषेत समजावून सांगितल्या आणि आमच्या कुटुंबाच्या भविष्यासाठी आत्मविश्वास दिला."

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FREE Value-Added Services 
Comprehensive Financial Planning | Business Risk Management | Insurance Portfolio Review | wealth  Portfolio Review | Portfolio Management Services | Wealth Architect Blueprint | Child Education Management | Child Marriage Planning | Tax Management | Loan Management | Behavioral Risk Management | Retirement Planning | Legacy Planning
Offline Services Available in Pune & PCMC
Sr. No 20/3/1A, Shree Samarth Bldg, Flat no-12, Balajinagar,Satara Road, Pune-411043 
© 2026 Varsha Marne, All rights reserved. Varsha Marne is a qualified financial wellness consultant, a certified insurance advisor, and a certified mutual fund distributor.       Made for Winners by MDRT School ❤️  
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